savings n' such....

sejak 2 menjak nie ibu rasa cam nak berhenti keje jek.. tp kalau ibu benti keje sapa nak baya duit keta, duit umah, insurance .. byknyer pakai duit skang nie.. kalau ibu benti keje sapa nak beli baju ibu, lipstik ibu, mainan qila, baju qila ...

ibu nak kena start saving ngan drastiknyer .. nanti qila nak masuk skolah .. nak gi skill class(ni ibu berangan ok .. tp rasanyer ibu akan usahakan) pastu adik2 qila lagik .. insya allah amin...
ibu nak kena sort out everthin' .. brapa nak kena simpan, brapa yg bole sopping.. brapa kena simpan kalau nak gi holiday.. ibu nak ikut auntie norizah nyer saving style (norizah ko mesti bangga aku sebut nama ko dlm mende2 yg begitu ilmiah ok..) ..

ibu kena kuat semangat... papa please remind me to put aside a few bucks utk saving.. kena betul2 simpan (b4 this hangit2 tahi ayam)

checklist yg kena buat
1) open another savings a/c - any xtra money will be put here
2) open TH a/c - long term investment
3) ASB loan - short term investment max 5 years only


p/s - papa remind me to do all those checklist.. tq muahs muahs .. i love u..